| 1:
Annuity Deposits - Monthly Repayments (Quarterly Compounding) |
| Quarterly
Repayment Amount |
|
(1+ i )2+
(1+ i )+
1
1200
1200
|
|
| i
= Rate of Interest |
|
|
| 2:
Annuity Deposits -Quarterly Repayments (Quarterly Compounding) |
D
[(1+ i )
2/3 + (1+ i )
1/3 + 1] (1+ i )
n
400
400 400
i
= Rate of interest
n = Number
of quarters
D = Monthly installment |
| 3:
Lumpsum Annuity Deposits - Monthly Repayments (Quarterly
Compounding) |
A
=
D
[1 – (1+r) -n ]
------------------
(1+ r)1/3–1
A=
Repayment Amount
D = Lumpsum Deposit
r = Rate of interest / 400
n = Number of quarters |
| 4:
Lumpsum Annuity – Quarterly Repayments (Quarterly Compounding) |
| A
=
D
[1 – (1+r) -n
]
-----------------
r
A=
Repayment Amount
D = Lumpsum Deposit
r = Rate of interest / 400
n = Number of quarters |
| 5:
Cash Certificates- Issue Prices (Quarterly Compounding) |
| A
=
P
(1+
i ) n
400
A
= Issue price
P = Maturity amount (Face value)
i = Rate of interest
n = Number of quarters
|
| 6:
Monthly Income Deposits – Discounted Interest (Quarterly
Compounding) |
i/4
(1+
i ) 2 + (1+
i ) + 1
1200 1200
i
= Rate of interest |
| 7:
Recurring Deposits – Maturity Value (Quarterly Compounding) |
M
=R [ (1+i)n – 1]
--------------------
1- (1+i)
-1/3
M
= Maturity value
R = Monthly installment
n = Number of quarters
i = Rate of interest/400 |
| 8:
Special Recurring Deposits – Maturity Value (Quarterly Compounding) |
Quarterly
Recurring Deposits
A
= S (1+r) [(1+r)n – 1]
--------------------------
r
n
= Number of quarters
r = Rate of interest/400
S = Quarterly installment
A = Maturity value |
| 9:
Reinvestment Plan Deposits – Maturity Value (Quarterly Compounding) |
A
= P (1+ r
) n
400
r
= Rate of interest
n = Number of quarters
P = Principal amount
A = Maturity value |
| 10:
Foreign Currency (Non-Resident) (FCNR) |
Cash
Certificates-Issue Prices (Half Yearly Compounding)
A
=
P
(1+
i ) n
200
A
= Issue price
P = Face value
i = Rate of interest
n = Number of half years |
| 11:
Foreign Currency (Non-Resident) (FCNR) |
Reinvestment
Plan Deposits – Maturity Value (Half Yearly Compounding)
A
=P (1+ r )
n
200
r
= Rate of interest
n = Number of half years
P = Principal amount
A = Maturity value |
| 12:
Foreign Currency (Non-Resident) (FCNR) |
Monthly
Income Deposits -Discounted Interest (Half Yearly Compounding)
P
x i
200
(1+ i )
5 + (1+ i
) 4 + (1+ i
) 3 + (1+
i ) 2 +(1+
i ) 1 +1
1200
1200
1200
1200
1200
OR
P + i x
i
200
1200
(1+ i
) 6 –1
1200
i=
Rate of interest
P = Principal amount |
| 13:
Foreign Currency (Non-Resident) (FCNR) |
Quarterly
Income Deposit - Discounted interest (Half Yearly Compounding)
P
x i
200
(1 + i
) 1 + 1
400
i
= Rate of interest
P= Principal amount |
